Shipping is calculated separately by the responsible shipping company
SMSM STORE
Payment selection is not payment confirmation.
Approval status: this information is available for review, but the operational details noted below are not yet finalized by the owner. This is not an instruction to transfer money. Your statutory rights remain intact.
Checkout offers Cash on Delivery, E-Wallet and InstaPay. Choosing a method does not confirm receipt of funds. Electronic payments remain pending until SMSM staff verify them. Never send money to an unverified recipient.
When this policy is activated, the website records a pending COD order without requesting a transfer. SMSM staff then contact you privately to arrange payment of either 50% or 100% of the product total through E-Wallet or InstaPay. Staff must verify actual receipt before confirming the order. Any remaining product balance is payable on delivery. No recipient details are provided on this website. Until activation is approved, follow the terms shown at checkout; choosing COD never marks an advance paid.
Shipping is separate and is not deducted from the product total. A deposit is part-payment, not a discount or automatically non-refundable fee. Statutory cancellation and return rights remain applicable.
